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Tax-Deferred Annuities

These investments can be a great way to generate retirement income for life. They grow tax-free and you only pay taxes once you start receiving payments which you can receive on a steady basis or as a lump sum.

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Employee Retirement Plans

Competition is high when looking for and keeping employees who will work hard to help make your business a success. Stay ahead of the competition with retirement plans designed to meet your needs and theirs.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Tax-deferred annuities 101

Fixed annuities

Pays a specific, guaranteed rate interest rate on your contributions

Variable annuities

Interest rates will vary depending on the investment’s performance

Income/Immediate annuities

Can provide income almost immediately after purchase in monthly, quarterly or yearly installments

Important information
  • Withdrawals made prior to age 59½ may result in a 10% IRS penalty
  • Guarantees are based on the claims-paying ability of the issuer
  • Withdrawals of taxable amounts will be subject to income tax and surrender charges may also apply
  • Fixed and variable annuities are suitable for long-term investing such as retirement investing
  • Variable annuities are subject to market risk and may lose value

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Tax-deferred annuities

Every investment decision comes with its own risk and reward; diversifying your investment choices can help reduce risk. Learn how to use asset allocation to your advantage when designing your investment strategy.

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Is your investment strategy on point to set you up for retirement? Taking some basic steps can build a good foundation. Learn more by scheduling a no-obligation review with a financial consultant.

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