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Woman with arms around a man smiling wearing sunglasses.

Our shared goal is to get to Yes

Whatever you need money for — buying your first house, remodeling or financing a college education — we join you in spirit in helping however we can.

Most possibilities just need financing

You have the needs. We have the capital — and are committed to providing the mortgages, loans and lines of credit to make things happen for you.

Mortgage
lending

Learn more

Home equity loans
& lines of credit

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Personal
loans

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Student
loans

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Get needed cash using your home’s equity

Do you have a beautiful home but are also facing liabilities like high-interest credit card balances or college tuition? Or maybe you’d like to make some home repairs and renovations. A home equity loan1 ranging from $10K-750K2 can be the answer. As an option, you can get a home equity line of credit3 that you can draw on as much or little as you would like. You only pay interest on what you use.

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Ready to get started?

Put our solutions to work for you. Contact us today.

Contact us:

Disclosures

All loans and lines of credit are subject to credit approval. Please see a Webster banker for details.

View Webster Bank’s General Parameters for Consumer Lending Products

1Home Equity Loan: No closing costs on loan amounts up to $500,000 in CT and RI and $750,000 in MA and NY that are secured by 1-4 family, owner-occupied residences. Loans greater than $250,000 may be subject to asset verification. There are no fees or costs retained by Webster Bank, but for certain loans a Structural Engineering Assessment Report or Transfer Tax may be required and the borrower would be required to pay for this as part of the loan process. Hazard insurance is required. Flood insurance is required, if applicable. Customers who sign up for an Automatic Loan Payment (ACH) from their Webster Checking Account are eligible to receive a rate discount on Home Equity Loans. Offers may not be combined with any other promotional offer. This offer is subject to change without notice. Loans over $500,000 in CT and RI and $750,000 in MA and NY are considered on a case by case basis.

2Webster HELOC and Home Equity Loan limits are $500,000 in CT and RI and $750,000 in MA and NY.

3Home Equity Line of Credit: This is a variable rate product and rates are subject to change without notice. The final rate will be determined based on credit qualifications, loan amount, combined loan to value, state where property is located, and a Webster banking relationship. The maximum Annual Percentage Rate (APR) that can apply is 18%. No closing costs for home equity lines of credit up to $500,000 in CT and RI and $750,000 in MA and NY that are secured by 1-4 family, owner-occupied residences. There are no fees or costs retained by Webster Bank, but for certain loans a Structural Engineering Assessment Report or Transfer Tax may be required and the borrower would be required to pay for this as part of the loan process. Hazard insurance is required. Flood insurance is required, if applicable. Certain prepayment penalties may apply if the line is closed within the first three years. Please contact us for those amounts. There is no annual fee for borrowers with a Webster Premier Checking Account relationship. Annual fee for other account relationships is $50 per year. If you make interest only payments during the draw period, then at the start of the repayment period, your monthly payment will increase because you must now pay back the principal as well as interest. Customers who sign up for an Automatic Loan Payment (ACH) from their Webster Personal Checking Account are eligible to receive a rate discount on Home Equity Lines. Offers may not be combined with any other promotional offer. This offer is subject to change without notice. Lines over $500,000 in CT and RI and $750,000 in MA and NY are considered on a case-by-case basis.

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