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10-, 15-, 20- & 30-year terms available3
Six month adjustment periods and lifetime interest-rate caps apply
For loans over $766,550
Offer financial assistance, below market interest rates and flexible credit requirements to eligible clients.
An option for when you haven’t paid off your first mortgage or your current mortgage is at such a great rate, you don’t want to adjust it.
We’re here to help
Community Liaison Officers
Webster’s Community Liaison Officers (CLOs) are here to help first time homebuyers navigate the process and find the right lending solution.
Mortgage Banking Officers
Webster has local experienced Mortgage Banking Officers (MBOs) in your Community who handle a full suite of mortgage products.
Access resources that will help you learn, save and prepare for the home-buying process.
Put our solutions to work for you. Contact us today.
All of our home loan originators are registered with the Nationwide Mortgage Licensing System and Registry (NMLS System). To obtain the NMLS identification number of a Webster Bank Loan Officer, please call our Client Assistance Center at 800-325-2424. The NMLS identification number can be used to search the NMLS National Database to view their background information.
1The following information applies to the Fixed-Rate Mortgage, Adjustable-Rate Mortgage, and Jumbo Mortgage products featured above.
2Fixed-Rate Mortgage: APR = Annual Percentage Rate. Actual rate may vary based on credit qualifications, loan-to-value, occupancy, term, and geography. Rates advertised are valid as of the effective date listed on the Fixed Rate mortgage page and are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rates advertised are discounted 0.125% and apply when you enter into an Automatic Loan Payment Agreement (ALPA) to have payments deducted from a Webster Bank personal checking account. This discount does not apply to Government Assisted Mortgages. All loans are subject to the normal credit approval process. This offer is subject to change without notice and may be withdrawn at any time.
3Payment Example: As an example, a fixed rate loan of $250,000 for 30 years at 6.375% interest and 6.413% APR will have a monthly payment of $1,559.67. A fixed rate loan of $250,000 for 15 years at 5.75% interest and 5.812% APR will have a monthly payment of $2,076.03. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.
4Adjustable-Rate Mortgage (ARM): APR = Annual Percentage Rate. Actual rate may vary based on credit qualifications, loan amount, loan-to-value, occupancy, term, and geography. Rates advertised are valid as of the effective date listed on the Adjustable-Rate mortgage page and are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rates advertised are variable rate and will change every 6 months after the initial fixed period (10 years for 10/6m ARM and 7 years for 7/6m ARM; the 6m means that the interest rate is subject to change every 6 months thereafter). The interest rate will be determined by adding the index to the margin. Rates advertised are discounted 0.125% and apply when you enter into an Automatic Loan Payment Agreement (ALPA) to have payments deducted from a Webster Bank personal checking account. This discount does not apply to Government Assisted Mortgages. All loans are subject to the normal credit approval process. This offer is subject to change without notice and may be withdrawn at any time.
510/6m ARM Payment Example: As an example, a 10/6m ARM with a term of 30 years for $250,000 at 6.625% interest and 7.155% APR will have a monthly payment of $1,600.78 for years 1-10. For years 11-30, payments may change once every 6 months based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index as outlined in your agreement. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.
7/6m ARM Payment Example: As an example, a 7/6m ARM with a term of 30 years for $250,000 at 6.50% interest and 7.303% APR will have a monthly payment of $1,580.17 for years 1-7. For years 8-30, payments may change once every 6 months based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index as outlined in your agreement. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.
6Jumbo Mortgage: APR = Annual Percentage Rate. Actual rate may vary based on credit qualifications, loan amount, loan-to-value, occupancy, term, and geography. Rates advertised are valid as of the effective date listed on the Jumbo Mortgage page and are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate assumes a loan amount of $766,551 or greater. Rates advertised are discounted 0.125% and apply when you enter into an Automatic Loan Payment Agreement (ALPA) to have payments deducted from a Webster Bank personal checking account. This discount is not available for loan amounts over $1,000,000 and does not apply to Government Assisted Mortgages. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time.
7Jumbo Payment Example: As an example, a fixed rate Jumbo loan of $800,000 for 30 years at 6.125% interest and 6.137% APR will have a monthly payment of $4,860.88. A fixed rate Jumbo loan of $800,000 for 15 years at 5.625% interest and 5.645% APR will have a monthly payment of $6,589.85. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.