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Appraisal: An appraisal will be required to assess the value of the home. This value will represent the full value of the home that Webster will use for calculating the Combined Loan-to-Value (CLTV) amount, which will impact the rates and lending options available.
Restrictions: Home Equity Lines of Credit are available in CT, NJ, MA, RI, NY, with a minimum of $10,000 and maximum of $500,000 in CT, NJ and RI, and a maximum of $750,000 in MA and NY. No closing costs for home equity lines of credit up to $500,000 that are secured by 1-4 family, owner-occupied residences. There are no fees or costs retained by Webster Bank, but for certain lines of credit a Structural Engineering Assessment Report or Transfer Tax may be required and the borrower would be required to pay for this as part of the line of credit process. Hazard insurance is required. Flood insurance is required, if applicable.
Appraisal: An appraisal will be required to assess the value of the home. This value will represent the full value of the home that Webster will use for calculating the Combined Loan-to-Value (CLTV) amount, which will impact the rates and lending options available.
Restrictions: Home Equity Loans are available in CT, NJ, MA, RI, and, NY, with a minimum of $10,000 and maximum of $500,000 in CT, NJ and RI, and maximum of $750,000 in MA and NY. No closing costs for home equity loans up to $500,000 that are secured by 1-4 family, owner-occupied residences. There are no fees or costs retained by Webster Bank, but for certain loans a Structural Engineering Assessment Report or Transfer Tax may be required and the borrower would be required to pay for this as part of the loan process. Hazard insurance is required. Flood insurance is required, if applicable.
All loans and lines of credit are subject to credit approval.
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