YOUR MONEY. YOUR MOVE.
Banking for Young Adults
At Webster Bank, we’re here to help you make smart money moves and prepare for a successful future. Whether it’s getting set up for a new job, side hustle, or apartment, we have personalized programs and services with no monthly maintenance fees waived for clients under 25 and tools to help you save, spend, and build credit. Wherever your headed, your bank should work as hard as you do.
Smart Banking
Banking Solutions Tailored for You
We’ve handpicked the best checking, savings and credit card options for young adults just starting out. Spend, save and build credit with confidence, while you enjoy seamless digital tools and expert guidance to help you build financial independence.
Webster Choice Checking account has all the conveniences you need to manage your everyday spending.
Work towards your short- and long-term savings goals with a Savings account from Webster Bank. Complemented by your single-point-of-contact Webster Banker, these solutions make it easy to save for tomorrow, today.
Whether you’re buying apartment furniture, booking travel, or just grabbing lunch, our credit cards give you the spending power you need today—while helping you build strong credit for tomorrow.
Bank anytime, anywhere
Digital Banking
Stay in control with powerful digital tools.
Track spending, pay bills, deposit checks and send money-all from our online and mobile banking platforms. Designed for your schedule, not the other way around.
Account Access Your Way
Personal Online Banking
Manage your Personal Banking accounts around-the-clock with Online Banking. Access your account, view transactions, pay bills, transfer funds between accounts, pay friends with Zelle®2, and more—all with the convenience of anytime, anywhere access.
On-the-Go, Anytime
Personal Mobile Banking
Enjoy seamless, real-time access to your Webster accounts with our personal mobile banking app, the easiest, most convenient—and secure—way to manage your finances. With just your smartphone and a swipe of your finger, you can access account history, deposit checks remotely, transfer funds between accounts, pay bills, pay friends with Zelle®2, and more.
Simply manage your money
Convenient Access
Stay in control of your money, no matter where you are. Whether you’re paying friends back, managing spending or learning to budget, our tools are here to support you every step of the way. Stay focused on what matters most, with easy access to your funds whenever you need them.
Personal Debit Card
A convenient way to access funds and make purchases anywhere Mastercard®3 is accepted. Available for clients 13 and older.
Mobile Wallet
Add your debit card to your digital wallet for a convenient and secure way to pay online or in-person.
ATM
Access cash from over 40,000 surcharge-free MoneyPass® ATMs nationwide or make deposits at any Webster Bank ATM.
Overdraft Services
Optional overdraft protection services give you flexibility and control, on your terms. Opt in if you want Webster to cover purchases when your balance is low, or opt out to simply decline those transactions.
You just need your contact information, driver’s license, passport or state I.D. and Social Security number.
While you can open your account online if you reside in Connecticut, Massachusetts, Maine, New Hampshire, New Jersey, New York, Rhode Island or Vermont, there may be certain account maintenance functions that must be completed inside of a Banking Center.
Our Banking Centers are located in Connecticut, Massachusetts, New York and Rhode Island. View our full list of Banking Centers.
You can send, request, or receive money with Zelle®. To get started, log into the Webster Bank Mobile app or online banking and select "Send Money with Zelle®".
To send money using Zelle®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile number), add the amount you’d like to send and an optional note, review, then hit “Send.” The recipient will receive an email or text message notification via the method they used to enroll with Zelle®. Money is available to your recipient in minutes if they are already enrolled with Zelle®.
To request money using Zelle®, choose “Request,” select the individual from whom you’d like to request money, enter the amount you’d like, include an optional note, review and hit “Request”. If the person you are requesting money from is not yet enrolled with Zelle®, you must use their email address to request money. If the person has enrolled their U.S. mobile number, then you can send the request using their U.S. mobile number.
To receive money, just share your enrolled email address or U.S. mobile number with a friend and ask them to send you money with Zelle®. If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your Webster Bank account, typically within minutes.
If someone sent you money with Zelle® and you have not yet enrolled with Zelle®, follow these steps:
Zelle® is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor2.
Since money is sent directly from your Webster Bank account to another person’s bank account within minutes2, Zelle® should only be used to send money to friends, family and others you trust.
If you don’t know the person or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle®. These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk).
Neither Webster Bank nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected. Only send money to people and small businesses you trust and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
No, Webster Bank does not charge any fees to use Zelle® in the Webster Bank Mobile app.
Your mobile carrier’s messaging and data rates may apply.
If you send money to someone who isn’t enrolled with Zelle®, they will receive a notification prompting them to enroll. After enrollment, the money will move directly to your recipient’s account, typically within minutes2.
If your payment is pending, we recommend confirming that the person you sent money to has enrolled with Zelle® and that you entered the correct email address or U.S. mobile phone number.
If you’re waiting to receive money, you should check to see if you’ve received a payment notification via email or text message. If you haven’t received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.
Still having trouble? Please give Webster Bank’s Client Services a call toll-free at 800.325.2424 or get in touch through our “Contact Us” page.
In order to use Zelle®, the sender and recipient’s bank accounts must be based in the U.S.
Zelle® QR code provides peace of mind knowing you can send and receive money to the right person, without typing an email address or U.S. mobile number.
To Send Money:
When sending money to someone new, it’s always important to confirm the recipient is correct by reviewing the displayed name before sending money.
To Receive Money:
Zelle® payments cannot be reversed.
You can only cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select “Cancel This Payment.” If you do not see this option available, please contact our client support team at 800.325.2424 for assistance with canceling the pending payment.
If the person you sent money to has already enrolled with Zelle® through their bank or credit union’s mobile app or online banking, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
If you sent money to the wrong person, please immediately call our client support team at 800.325.2424 so we can help you.
Keeping your money and information safe is a top priority for Webster Bank. When you use Zelle® within our personal mobile app or online banking, your information is protected with the same technology we use to keep your bank account safe.
Helpful Resources
1 You must be a Webster Bank client enrolled in Online Banking to be able to apply for our credit card. As a Webster Bank client, you must log in to Personal Online Banking and click “Apply for a Credit Card” under Services to get started. If you are not a Webster Bank client, you may visit a Banking Center to open an account and get started.
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. ©Elan Financial Services.
2 To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Only send money to people and businesses you trust. Neither Webster Bank nor Zelle® offers a protection program for any authorized payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
3 This card is issued by Webster Bank pursuant to a license by Mastercard International Incorporated.
Mastercard, Mastercard Global Service, Tap & Go, and the circles design are registered trademarks, and Mastercard ID Theft Protection is a trademark, of Mastercard International Incorporated. ©2025 Mastercard. All rights reserved.
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