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Social Security is the bedrock of Americans’ retirement income security. So you may have been concerned by the news that the federal government needed to dip into the Social SecurityÕs trust fund to pay for the program this year. Does that mean Social Security’s future isn’t safe? As an economist who has written extensively on […]
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At the end of 2015, Congress permanently extended the rule allowing taxpayers to exclude from taxable income certain individual retirement account (IRA) distributions made directly to a qualified charity. Otherwise known as qualified charitable distributions, or QCDs, such transfers can provide individuals who were already planning to make a charitable gift with several tax benefits. […]
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Retirement planning is a journey. And the sooner you start, the easier it is. But whether you’re in your 20s or 50s, have a lot of expenses, or don’t make much money, there are ways to build up and work toward protecting your retirement nest egg that aren’t as difficult as you may think. In […]
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