| Product | Balances | Interest Rate | Annual Percentage Yields (APY) | Open Account |
|---|---|---|---|---|
| Personal Money Market | $2,500 – $49,999 | 0.01% | 0.01% | Apply Now |
| $50,000 – $99,999 | 0.01% | 0.01% | ||
| $100,000 – $249,999 | 0.01% | 0.01% | ||
| $250,000 – $499,999 | 0.01% | 0.01% | ||
| $500,000+ | 0.01% | 0.01% | ||
| Private Money Market2 | $0 – $2,499 | 0.02% | 0.02% | |
| $2,500 – $4,999 | 0.02% | 0.02% | ||
| $5,000 – $49,999 | 0.02% | 0.02% | ||
| $50,000 – $99,999 | 0.02% | 0.02% | ||
| $100,000 – $249,999 | 0.02% | 0.02% | ||
| $250,000 – $499,999 | 0.02% | 0.02% | ||
| $500,000 – $999,999 | 0.02% | 0.02% | ||
| $1,000,000 – $24,999,999 | 0.02% | 0.02% | ||
| $25,000,000 | 0.02% | 0.02% |
| Product3 | Balances | Interest Rate | Annual Percentage Yields (APY) | Open Account |
|---|---|---|---|---|
| 30 Day | $500+ | 0.01% | 0.01% | |
| 3 Month4 | $500+ | 3.68% | 3.75% | |
| 5 Month | $500+ | 0.01% | 0.01% | Apply Now |
| 6 Month4 | $500+ | 3.44% | 3.50% | Apply Now |
| 7 Month | $500+ | 0.01% | 0.01% | Apply Now |
| 8 Month | $500+ | 0.01% | 0.01% | Apply Now |
| 9 Month4 | $500+ | 3.19% | 3.25% | Apply Now |
| 10 Month | $500+ | 0.01% | 0.01% | Apply Now |
| 11 Month | $500+ | 0.01% | 0.01% | Apply Now |
| 12 Month | $500+ | 2.71% | 2.75% | Apply Now |
| 18 Month | $500+ | 0.01% | 0.01% | Apply Now |
| 2 Year | $500+ | 0.01% | 0.01% | Apply Now |
| 3 Year | $500+ | 0.01% | 0.01% | |
| 4 Year | $500+ | 0.01% | 0.01% | |
| 5 Year | $500+ | 0.01% | 0.01% |
| Product5 | Balances | Interest Rate | Annual Percentage Yields (APY) | Open Account |
|---|---|---|---|---|
| Private 30 Day | $500+ | 0.02% | 0.02% | |
| Private 3 Month6 | $500+ | 3.92% | 4.00% | |
| Private 5 Month | $500+ | 0.02% | 0.02% | Apply Now |
| Private 6 Month6 | $500+ | 3.68% | 3.75% | Apply Now |
| Private 7 Month | $500+ | 0.02% | 0.02% | Apply Now |
| Private 8 Month | $500+ | 0.02% | 0.02% | Apply Now |
| Private 9 Month6 | $500+ | 3.44% | 3.50% | Apply Now |
| Private 10 Month | $500+ | 0.02% | 0.02% | Apply Now |
| Private 11 Month | $500+ | 0.02% | 0.02% | Apply Now |
| Private 12 Month | $500+ | 2.95% | 3.00% | Apply Now |
| Private 18 Month | $500+ | 0.02% | 0.02% | Apply Now |
| Private 2 Year | $500+ | 0.02% | 0.02% | Apply Now |
| Private 3 Year | $500+ | 0.02% | 0.02% | |
| Private 4 Year | $500+ | 0.02% | 0.02% | |
| Private 5 Year | $500+ | 0.02% | 0.02% |
Annual Percentage Yields (APY) and Interest Rates are variable (excluding CDs) and effective as of October 14, 2025.
1 Private Checking. Minimum opening deposit of $25 is required. You can avoid the $30 monthly maintenance fee by keeping $25,000 in checking or $50,000 combined deposit balances, including CD’s, OR $100,000 in investment balances (Please note: it can take 14 days for balances of new or previously unlinked LPL accounts to be included). Private Checking earns interest and is a tiered rate product. The APY on balances between $0 and $49,999 is 0.01%, balances between $50,000 – $99,000 is 0.01%, balances between $100,000 – $249,000 is 0.01%, balances between $250,000 – $499,999 is 0.01%, balances $500,000 or greater is 0.01%. The APY is subject to change at any time. Fees may reduce earnings.
2 To earn the stated APY above, a Private Checking1 account is required.
3 CD rates are subject to certain terms and conditions and fixed upon opening the account. You must deposit at least $500 to open the CD and earn the disclosed Annual Percentage (APY). In the event of withdrawal before the stated maturity date, an early withdrawal penalty will be imposed. A withdrawal will reduce earnings. The CD will renew automatically at maturity. Webster Bank will allow a 10-day grace period after the maturity date to deposit or withdraw funds without penalty. If no changes are made to the account, the account will renew for the same term and reflect the APY in effect at the time of renewal.
4 Promotional APY is subject to certain terms and conditions. Client must deposit at least $500 to open the account. The minimum balance requirement to earn the stated APY is $500. The APY assumes interest remains on deposit until maturity. In the event of withdrawal before stated maturity, an early withdrawal penalty will be imposed. A withdrawal will reduce earnings. This offer can be revoked by Webster Bank at any time.
5 Private CD rates are subject to certain terms and conditions and fixed upon opening the account. To earn the stated APY above, you must either have an existing Private Checking1 account or open a new one at the time the Private CD is opened. You must deposit at least $500 to open the Private CD and earn the disclosed Annual Percentage (APY). In the event of withdrawal before the stated maturity date, an early withdrawal penalty will be imposed. A withdrawal will reduce earnings. The Private CD will renew automatically at maturity. Webster Bank will allow a 10-day grace period after the maturity date to deposit or withdraw funds without penalty. If no changes are made to the account, the account will renew for the same term and reflect the APY in effect at the time of renewal.
6 To earn the stated APY above, you must either have an existing Private Checking1 account or open a new one at the time the Private CD is opened. If you do not have a Private Checking account at the time of opening the CD, you may open a standard CD account at an APY listed above. Promotional APY is subject to certain terms and conditions. Client must deposit at least $500 to open the account. The minimum balance requirement to earn the stated APY is $500. The APY assumes interest remains on deposit until maturity. In the event of withdrawal before stated maturity, an early withdrawal penalty will be imposed. A withdrawal will reduce earnings. This offer can be revoked by Webster Bank at any time.
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