Make more possible with a competitive rate

Offers are valid for applications received during the period cited on the email and/or direct mail sent to the addressee. Rates are subject to change at any time and you can view our current rates here.

All of our home loan specialists are registered with the Nationwide Mortgage Licensing System and Registry (NMLS System). To obtain the NMLS identification number of a Webster Bank Loan Officer, please call our Client Assistance Center at 800-325-2424. The NMLS identification number can be used to search the NMLS National Database to view their background information.

The following information applies to the mortgage products featured above

• Current rates include 0.125% off the rate with Automatic Loan Payments (ALPA) from a Webster Bank Personal Checking account, for loan amounts up to $1,000,000. There are no ALPA discounts for loan amounts over $1,000,000. This ALPA discount does not apply to Government Assisted Mortgages. ALPA offer is subject to change without notice and may be withdrawn at any time.
• Combined Loan to Value (CLTV) up to 90% for certain mortgage products, property types and loan amounts.
• Mortgages are available in CT, NJ, MA, NY and RI.
• Rate assumes purchase of a primary residence, single-family property.
• Actual rates may vary based on credit qualifications, loan amount, CLTV, term and geography. Rates are subject to change on a daily basis.
• All loans are subject to the normal credit approval process.
• APR assumes 20% down payment for a single family property and a Loan Origination fee of $1,000 on the fixed-rate mortgage.

¹ Pre-Qualification Terms and Conditions: You were selected for this offer based on information contained in a credit report prescreen. You received this offer because you satisfied the criteria for creditworthiness. Credit may not be extended if, after acceptance of this offer, you do not meet the criteria used to select you which are: a) This offer is valid for the named individual(s) who are of legal age and who were sent this offer. This offer may not be transferred or assigned; b) This offer is not valid for individuals who are foreign nationals; c) This offer is conditioned on a satisfactory review of your credit report and a minimum credit score of 680; d) Final approval for this firm offer of credit is subject to verification of employment, income and qualifying debt-to-income ratio; e) In order to verify that you meet the criteria used to select you for this specific offer we will require documentation in order to establish eligibility; and f) Federal law requires us to obtain, verify, and record information that identifies you. We will ask for additional information or identifying documents to satisfy these requirements. Not all applicants will qualify for the lowest rate.

² Fixed Rate Mortgage – Rate and Other Terms: The Annual Percentage Rate (APR) of the Webster Bank Fixed Rate mortgage featured is provided as an example only and does not represent a guaranteed rate by Webster Bank. Your rate may vary due to credit qualifications, loan amount, CLTV, term and geography. The rate quoted was as of 12/13/2024. Rates are subject to change at any time. Please call 888-720-5028 or check the latest rates.

The current interest rate includes a 0.125% discount for having Automatic Loan Payments (ALPA) made from a Webster Bank Personal Checking account. There are no ALPA discounts for loan amounts over $1,000,000 or for Government Assisted Mortgages. The ALPA discount is subject to change without notice and may be withdrawn at any time.

The APR assumes a loan amount of $766,550 or less, a 20% down payment for a primary, single-family residence and a Loan Origination fee of $1,000. Other APRs are offered for different loan terms, loan amounts, and credit score combinations. Based on a $250,000 loan amount with 6.789% APR, and a term of 30-years, the monthly payment would be $1,621.50. This payment amount includes principal and interest. Your actual payment will be higher if escrow payments for property taxes and/or insurance are made in addition to the regularly scheduled loan payment. Mortgages are available in CT, NJ, MA, NY and RI. All loans are subject to the credit approval process.