Personal Online Banking

All personal banking clients, please enter your online credentials here:

e‑Treasury Business Banking

Safeguarding your online banking sessions is our top priority. For information about how you can help protect your online banking sessions, or if you need additional assistance with your e-Treasury log-in, please contact Client Support at [email protected] or 855.274.2800.

Download our e-Treasury Secure Browser

Business Online Banking

Lost or Damaged Token
Forgot password or PIN?

If you need assistance, please contact Client Services at [email protected] or 855.274.2800.

e‑Treasury

Download our e-Treasury Secure Browser

Download the Sterling e-Treasury Token Client

Business Online Banking

Lost or Damaged Token
Forgot password or PIN?

If you need assistance, please contact Client Services at [email protected] or 855.274.2800

Home equity loan

Convert the equity in your house into the cash you need now, with a predictable monthly repayment schedule. You’ll get a lump sum and can use the money for almost anything you want.

Apply

or call us at 877.864.2038

Benefits

Amounts start at $10,000
Funding available up to $500,000 in CT & RI and $750,000 in MA and NY
The security of a fixed-interest rate
Get the full amount all at once
No closing costs
Terms from 5 to 30 years

Popular uses

Home improvement
Debt consolidation
College tuition
Medical or dental expenses
Vehicle financing

Frequently asked questions

What is a home equity loan?

A closed-end home equity loan has a fixed interest rate, so you always know your monthly payment. You get the entire loan amount up front in one lump sum. If you know the exact amount of money you need to borrow and will be using the funds over a relatively short period of time, this product may be a good choice for you.

What does "home equity" mean?

This term essentially represents how much equity is in your home, which is calculated by subtracting the unpaid balance of your mortgage from your home's current market value.

Should I choose a home equity line of credit or a home equity loan?

Generally, a home equity line of credit is a good choice if you aren't sure exactly how much money you may need and over what period of time you'll need it. A home equity loan, on the other hand, is ideal if you want access to a one-time lump sum of money and more predictable repayment terms. Get in touch with a Webster banker today for help choosing the right product for you.

How does a home equity loan work?

You choose the loan amount and term length. You'll receive your loan amount in one lump sum, to be repaid monthly with a fixed interest rate.

Disclosures

Home Equity Loan: No closing costs on loan amounts up to $500,000 in all states that are secured by 1-4 family, owner-occupied residences. Loans greater than $250,000 may be subject to asset verification. There are no fees or costs retained by Webster Bank, but for certain loans a Structural Engineering Assessment Report or Transfer Tax may be required and the borrower would be required to pay for this as part of the loan process. Hazard insurance is required. Flood insurance is required, if applicable. Quoted rate includes discounts for Automated Clearing House (ACH) payments from a Webster personal checking account, Private Client Checking, and First Lien. Other discounts may include Military. Offers may not be combined with any other promotional offer. This offer is subject to change without notice. All loans are subject to credit approval. Please see a Webster banker for details.

View Webster Bank’s General Parameters for Consumer Lending Products.

¹The displayed rates apply to CT only. All MA & RI rates are .25% lower than CT; NY rates are .25% higher than CT.

Home equity loan

CT 5-year APR1

6.615%

6.115%

6.115%

6.115%

CT 10-year APR1

6.740%

6.240%

6.240%

6.240%

CT 15-year APR1

6.865%

6.365%

6.365%

6.365%

CT 20-year APR1

7.240%

6.740%

6.740%

6.740%

CT 25-year APR1

7.365%

6.865%

6.865%

6.865%

CT 30-year APR1

7.490%

6.990%

6.990%

6.990%

Frequently asked questions

Ready to get started?

Disclosures

CT 5-year APR¹

CT 10-year APR¹

CT 15-year APR¹

CT 20-year APR¹

CT 25-year APR¹

CT 30-year APR¹