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Refinance your home

No matter what your home plans are, your mortgage needs are in good hands at Webster. We’ll help you choose the right loan for your refinancing needs, give you hands-on guidance and important do’s and don’ts for a smooth mortgage process. We’ll be there for you every step of the way.

Compare your options

Fixed-Rate Mortgage
10-, 15-, 20- & 30-year terms available1
  • 7.917% APR for 30-year fixed
  • 7.315% APR for 15-year fixed

Learn More

Adjustable-Rate Mortgage
Six month adjustment periods and lifetime interest-rate caps apply2
  • 7.432% APR for Conventional 7/6m
  • 7.32% APR for Conventional 10/6m

Learn More >

Having trouble making your mortgage payments? You may have options.

Learn More

Ready to get started?

Put our solutions to work for you. Contact us today.

Contact us:

Disclosures

The following information applies to the mortgage products featured above

  • Featured Rates include 0.125% off the rate with an automatic payment deduction (ACH) from a Webster Bank Personal Checking account, for loan amounts up to $1,000,000. There are no ACH discounts for loan amounts over $1,000,000. This discount does not apply to Government Assisted Mortgages. ACH offer is subject to change without notice and may be withdrawn at any time.
  • The payment amount shown includes principal and interest. Your actual payment will be higher if escrow payments for property taxes and/or insurance are made in addition to the regularly scheduled loan payment.
  • Combined Loan to Value (CLTV) up to 90% for certain mortgage products, property types and loan amounts.
  • Mortgages are available in CT, MA, NY and RI.
  • Rate assumes purchase of a primary residence, single-family property.
  • Actual rates may vary based on credit qualifications, loan amount, CLTV, term and geography. Rates are subject to change on a daily basis.
  • All loans are subject to the normal credit approval process.
  • APR assumes 20% down payment for a single-family property and a Loan Origination fee of $1,00. APR also includes 0% – 2.0% (points) of the loan amount depending on which rate option is selected.
  • Adjustable Mortgage Interest rate will be based on an index known as the 30-day Average SOFR index published by the Federal Reserve Bank of New York.

1Fixed-Rate Mortgage: Annual Percentage Rate (APR) on a Webster Fixed Rate mortgage is listed as an example only and does not represent a guaranteed rate by Webster Bank. Rate quoted is valid as of the effective date listed on the Fixed Rate mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate includes a 0.125% discount for automatic payments (ACH) made from a Webster personal checking account. This discount does not apply to all mortgage products. Quoted rate displayed for 30 Year Fixed is for loan amount less than $726,201. Quoted rate displayed for 15 Year Fixed is for loan amount less than $726,201. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

2Adjustable-Rate Mortgage: Annual Percentage Rate (APR) on a Webster Adjustable Rate mortgage is listed as an example only and does not represent a guaranteed rate by Webster Bank. Rate quoted is valid as of the effective date listed on the Adjustable Rate mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate quoted is a variable rate and will change every 6 months after the initial fixed period. The interest rate will be determined by adding the index to the margin. Rate assumes a loan amount of $726,200 and automatic payments (ACH) made from a Webster personal checking account. This discount does not apply to all mortgage products. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single-family property.

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