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Higher Earnings Credit Rates = Higher Revenue = Lower Operating Expense = Higher Valuation and Higher Profitability The earnings credit rate allowance is not a new banking tool, but it can have a major impact on profitability for businesses. Earnings credit rates (ECR) are attractive because they offset service charges by generating a credit on […]
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The enactment of the One Big Beautiful Bill Act (OBBBA) marks a meaningful turning point for long‑term financial planning. By making many provisions of the Tax Cuts and Jobs Act (TCJA) permanent, the legislation replaces years of uncertainty with a more predictable planning environment. For high‑net‑worth families and business owners, this stability creates an opportunity […]
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The Infrastructure Challenge For ambitious law firms, expanding into new practice areas or cities is rarely the hard part. The challenge is ensuring your infrastructure keeps pace. The firms that scale successfully don’t add lawyers or offices without modernizing the financial and operational infrastructure to ensure speed, safety, and control keep up with growth. Complexity […]
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Today’s finance practices position valuation as a strategic management tool—one that converts performance, risk, capital structure, and future potential into actionable insights. Yet many finance leaders still treat valuation as a compliance exercise or transactional requirement, used only for ownership changes, tax events, or when external stakeholders demand it. A well‑supported valuation can strengthen decision‑making […]
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Criminal perpetrators of malware attacks are displaying unprecedented relentlessness, intensifying their efforts to pilfer data, tarnish reputations, and wreak havoc across businesses of all scales. Understanding malware and knowing how to thwart attacks is the first line of defense for business leaders. What Is Malware? Malware is an intrusive software cybercriminals use to steal data […]
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Use this checklist as a guide to protect your business: Check before you click—be on the alert for business email compromise or malware Reconcile accounts frequently (preferably daily). Ensure that adequate procedures are defined and followed for all types of payments (paper, electronic, and digital). Provide ongoing training to employees on detecting and preventing electronic […]
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Our Cyber Fraud Index Score reflects executives’ insecurities. During an era of rising cybercrime, we asked C-Suite executives how confident they are in their organization’s ability to protect itself from cyber fraud. Our Cyber Fraud Index Score represents the percentages who answered “Very Confident” or “Confident”. We took the elevator up to the c-suite for […]
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Fraud remains a concern for business leaders, as the prevalence of cyberattacks continues to escalate. As businesses enhance their strategies, cybercriminals are equally enhancing their tactics, aiming to outwit established safeguards. This trend has led to businesses shouldering more of the responsibility to combat cybercrime. What Is Business Email Compromise (BEC) aka Phishing? Phishing is […]
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No matter how successful or well-run a business is, every owner will eventually leave it—voluntarily or not. The timing and terms of that exit are often dictated by unpredictable or unavoidable events: Death, Divorce, Disability, Distress, Departure, and Disagreement, among owners. Without a formal business exit plan, these events can erode value, create personal and […]
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Financial news in the first half of 2025 has been dominated by uncertainty over President Trump’s ongoing tariff negotiations with US global trade partners. Our friends at Capital Group define a tariff as a tax on goods imported from other countries. In their excellent “Guide to Tariffs” they detail various motivations for implementing tariffs on […]
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