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Download Edge Download ChromePublished on April 29, 2020 | Webster Bank
Simply put, SBA loans are federally guaranteed commercial loans. The Small Business Administration (SBA) is an independent agency of the Federal Government that assists small businesses in many ways, including setting guidelines for SBA loans and backing them with a guarantee. An SBA loan is made through a commercial bank, such as Webster Bank, and guaranteed by the SBA. The guarantee helps reduce the bank’s risk and enables it to provide financing that might otherwise not be available. So, you can apply for an SBA loan by applying through Webster for a commercial loan that is structured according to SBA guidelines.
Compared to a conventional loan, SBA loans offer:
SBA loans can be used to finance:
Are There Restrictions on the Uses of SBA loans?
Yes, there are certain restrictions for the use of SBA loans. SBA loans cannot be used to finance:
Learn more about our SBA loans
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